FYI: Utah Railroad Workers Criticize Union Pacific https://kutv.com/news/local/utah-railroad-workers-criticize-union-pacific-over-schedules-lack-of-pay-raises  

CHICAGO — While railroad employees with less than 30 years of service may retire at age 62, their railroad retirement benefits are subject to early retirement (“age”) reductions if they retire before attaining their full retirement age. The following questions and...

https://ble-t.org/news/blets-fifth-national-convention/

For more info on short term disability insurance please in click the link below.   BLET STD Open Enrollment 2022